"by age 40 you should have savings equal to three times your annual salary" Jesus Christ this is ruinous for people who wasted away for years in grad school before taking a tech job in their early 30s
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this is the soothing bedtime discourse I seek

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senescence is a fantastic word btw that I was previously not familiar with
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Good thing social security is so comfortably funded and people are having lots of kids to support the tax burden they'll require in their senescence