"by age 40 you should have savings equal to three times your annual salary" Jesus Christ this is ruinous for people who wasted away for years in grad school before taking a tech job in their early 30s
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I mean, I have a high interest savings account + a 401k with excellent matching + a Roth IRA and I’m still worried and I realize that’s a bounty many don’t even come close to.
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Well . . . you can put away about 50k/year tax advantaged Probably a good starting point I guess, if you can do that in your 20s you're well off indeed Part of the problem is the target grows with income :/
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