god DAMMIT god motherfucking dammit how did I just learn about the Roth 401(k) rollover loophole so much god damn tax avoidance I've let slip for so long god dammit motherfucker
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27k per year! At 5% real return over 30 years that's 90k untaxed capital gains at the end! EVERY YEAR BLLLLAAAAAAAARRRRRRRGGGGHHHHHHHHHH
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the tax code was designed for DnD minmaxers and after tonight I feel I have Not been living up to my early promise
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was going to try pay off my grad student federal loans this year using the dumb interest rate as a Motivator but now I think the smart move is consolidating to kill the interest rate and dump the difference into a rollover
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