god DAMMIT god motherfucking dammit how did I just learn about the Roth 401(k) rollover loophole so much god damn tax avoidance I've let slip for so long god dammit motherfucker
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was going to try pay off my grad student federal loans this year using the dumb interest rate as a Motivator but now I think the smart move is consolidating to kill the interest rate and dump the difference into a rollover
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The trick for taxes is that WIS is the dump stat; it’s a pure INT build.
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LE or CG alignment is also important
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