people shit on this because they're boring but to the extent colleges are about career prep this seems likely to correctly align incentives in the face of information asymmetryhttps://twitter.com/MarkAmesExiled/status/1020350417350389762 …
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Replying to @hikikomorphism @eigenrobot
student loan debt should have terms set by underwriting that takes into account the earning potential of the degree being pursued and also be discharageable in bankruptcy thank you for attending my ted talk
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Replying to @palecur @hikikomorphism
That would lead to a lot of credit rationing Which is probably good on the current margin, especially if it gets USG out of the loan game
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dont forget to account for the implicit value of "ability to seize whatever fucking assets they want within US borders with impunity"
11:41 AM - 20 Jul 2018
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