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@eigenrobot

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Joined July 2013

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    masquerobot‏ @eigenrobot Jul 20

    masquerobot Retweeted Mark Ames

    people shit on this because they're boring but to the extent colleges are about career prep this seems likely to correctly align incentives in the face of information asymmetryhttps://twitter.com/MarkAmesExiled/status/1020350417350389762 …

    masquerobot added,

    Mark AmesVerified account @MarkAmesExiled
    Student sharecropping to relieve student debt—what brilliant innovations will capitalism think of next? https://apnews.com/d25f4aeb92e449de9613c80c14ad4657/Colleges-ask-for-a-share-of-future-salary-in-lieu-of-loans …
    11:12 AM - 20 Jul 2018
    • 12 Retweets
    • 91 Likes
    • Santiago Tórtora JSON the Arrrghonaut Sunny R. Juneja Sometimes Softly Mark P Xu Neyer Mr X Cannot be Hindered by Mortal Man Dolores 🏴✨ Perilian Derger Derek
    10 replies 12 retweets 91 likes
      1. New conversation
      2. masquerobot‏ @eigenrobot Jul 20

        if this were the norm colleges would be incentivized to admit students likely to generate future income streams from productive labor and also to increase their human capital while on campus, and to help place after graduation but hurr Durr mood affiliation

        3 replies 2 retweets 28 likes
        Show this thread
      3. masquerobot‏ @eigenrobot Jul 20

        One side effect would be dramatic reductions in bullshit programs costing students hundreds of thousands of dollars most likely to place those students into a decade of unemployment, alongside expansion of programs that tend to inculcate useful skills

        2 replies 0 retweets 19 likes
        Show this thread
      4. masquerobot‏ @eigenrobot Jul 20

        A second side effect would be meritocratic, market-tested admissions processes Schools would actually have incentive to compete for objectively-promising students, with scholarships taking the form of lower earnings collection If you think admissions is biased, this solves that

        5 replies 0 retweets 18 likes
        Show this thread
      5. masquerobot‏ @eigenrobot Jul 20

        Another happy side-effect: we get some really good data on college ROI

        2 replies 0 retweets 11 likes
        Show this thread
      6. End of conversation
      1. New conversation
      2. hikikomorphism 🏝 🛰️‏ @hikikomorphism Jul 20
        Replying to @eigenrobot

        it'd be entirely reasonable if student loan debt were dischargeable in bankruptcy, but absent that it looks kinda bad

        1 reply 0 retweets 6 likes
      3. Paul E  🖤 ✖️‏ @palecur Jul 20
        Replying to @hikikomorphism @eigenrobot

        student loan debt should have terms set by underwriting that takes into account the earning potential of the degree being pursued and also be discharageable in bankruptcy thank you for attending my ted talk

        3 replies 0 retweets 4 likes
      4. masquerobot‏ @eigenrobot Jul 20
        Replying to @palecur @hikikomorphism

        That would lead to a lot of credit rationing Which is probably good on the current margin, especially if it gets USG out of the loan game

        1 reply 0 retweets 3 likes
      5. Dolores  🏴 ✨‏ @AmbrosialArts Jul 20
        Replying to @eigenrobot @palecur @hikikomorphism

        wish I had thought to save that "percent of the USG's assets" thing that showed the hugeness of student loans in it.

        2 replies 0 retweets 3 likes
      6. masquerobot‏ @eigenrobot Jul 20
        Replying to @AmbrosialArts @palecur @hikikomorphism

        dont forget to account for the implicit value of "ability to seize whatever fucking assets they want within US borders with impunity"

        0 replies 0 retweets 5 likes
      7. End of conversation
      1. New conversation
      2. ~v‏ @__vba Jul 20
        Replying to @eigenrobot

        Lambda school @LambdaSchool way is almost perfect. Some percent on pay with a ceiling on total volume paid and threshold on salary. You can do it wrong though, I think many universities will do so.

        1 reply 0 retweets 7 likes
      3. masquerobot‏ @eigenrobot Jul 20
        Replying to @__vba @LambdaSchool

        Yeah I absolutely support that model

        0 replies 0 retweets 2 likes
      4. End of conversation
      1. New conversation
      2. Dan Garfield‏ @danlistensto Jul 20
        Replying to @eigenrobot

        the contradictions inherent in the system: The University is for cultivation of knowledge and reflection on the good life. The University is a vocational training and credentialing program with expected economic returns.

        2 replies 0 retweets 4 likes
      3. masquerobot‏ @eigenrobot Jul 20
        Replying to @danlistensto

        It used to be about the first maybe(?) (maybe just incidentally?) but not for a long time if so :/ Maybe the fucking Prussians wrecked it in the late 19C

        3 replies 0 retweets 1 like
      4. Dan Garfield‏ @danlistensto Jul 20
        Replying to @eigenrobot

        I will escalate my policy of blaming Bismarck for almost everything bad that has happened since.

        0 replies 0 retweets 5 likes
      5. End of conversation
      1. New conversation
      2. Alex Godofsky‏ @AlexGodofsky Jul 20
        Replying to @eigenrobot

        unfortunately it creates a post hoc incentive for students to choose lower-paying jobs

        2 replies 0 retweets 3 likes
      3. masquerobot‏ @eigenrobot Jul 20
        Replying to @AlexGodofsky

        Well--or weakens their incentive to trade other things for money. Actually probably would see a rise in non-monetary compensation :D

        1 reply 0 retweets 2 likes
      4. Ayyyyyyyyyn Randoooooooooooooooooooooooooooooooo!!‏ @SOXCITEDTOTWEET Jul 21
        Replying to @eigenrobot @AlexGodofsky

        A private contract taking a cut of income creates the same incentive problems as income tax, so reusing the tax infrastructure (collections, deduction rules, loophole closing...) would probably be efficient. It's a niche the govt is actually competitive in!

        0 replies 0 retweets 2 likes
      5. End of conversation
      1. ice9‏ @__ice9 Jul 20
        Replying to @eigenrobot

        The federal government should end its involvement in backstopping loans for any degree program that does not meet a sufficiently high threshold for debt repayment, unless the student's academic metrics are sufficiently favorable. The status quo misallocates career trajectories.

        0 replies 1 retweet 5 likes
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      1. New conversation
      2. Derek‏ @PereGrimmer Jul 20
        Replying to @eigenrobot

        I welcome it. Would love to sell shares in myself.

        1 reply 0 retweets 6 likes
      3.  🦇 Frankie / Cesca  🦇‏ @cesca_specs Jul 20
        Replying to @PereGrimmer @eigenrobot

        Dude, yes! Why aren’t there more KMikeyM’s?

        0 replies 0 retweets 2 likes
      4. End of conversation

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