it's amazing to me that anyone gets their taxes done, has insurance, or saves any money for retirement ever because the fucking paperwork to do any of these things is so dense and stupid and complicated that I, a fairly privileged person, struggle immensely to get it all right.
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I am super conflicted about having a 401k, as chances are extremely freaking nigh I'll never really be able to "retire." Like, okay, I got a few grand saved up in case of emergencies if I need to take it out, but it's also like an extra $40 out of my paycheck, so... yeah.
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I ended up opting to set aside a small amount since my employer will match it and I can do it pre-tax so it ends up not hurting too badly. But yeah, I can't really afford to save up enough for it to actually matter so it feels just futile.
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I just deal with paying a tax preparer. If you’re not a contractor who has to pay more than get back, to me it’s worth it. I know it’s against principle to not give money that should be yours, but I pay for convenience lol. As for 401K... yeah. I’m just never gonna touch it.
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My retirement plan is to die in the apocalypse.
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I'm sorry, but remember to vote for Doomsday in 2020! ^¬^
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Wydaje się, że ładowanie zajmuje dużo czasu.
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