So many people are like "You're not storing your money in the bank, you're lending it to the bank so they can use it!" Folks, in a world where Softbank and the Saudi sovereign wealth fund exist, it's cute that you think anyone's banging down the door for your fifty bucks.
It's an embarrassment to see a Bloomberg host say something like this, smh 
The cost of funds for consumer deposits are like an order of magnitude lower than any other source of funding, surely you know this?