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Oliver Bussmann

@obussmann

23h

JP Morgan survey: 72% of institutional traders have no crypto plans - Ledger Insights - blockchain for enterprise buff.ly/3Y2QZbr

Neira Jones

@neirajones

EBA Clarifies Why #Digital Wallets Require Strong Customer #Authentication "...the unlocking of a mobile phone with biometrics or with a PIN/Password can't be considered a valid SCA element for the purpose of adding a payment card... if the screen locki… instagr.am/p/CoNP6eePadX/

At last! I finally made it! I’m a contender: I made it to the point where someone wants to pretend to be me. I am so excited!

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Anu

@anupathak99

@dgwbirch are these both your Instagram accounts ? They seem identical in terms of post, is someone trying to impersonate you?

Replying to

This is bordering on misleading advertising. It implies that if “something doesn’t feel right” you can simply “contact your GP practice”. I’ve done so. There are no appointments available. I have to wait FOUR weeks for a call back. These unreal adverts should be stopped.

Immutable or not immutable? Code is law or law is code? Money or property? Pass the popcorn and three cheers for British invisibles !!!

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WizSec Bitcoin Research

@wizsecurity

Can Bitcoin developers be legally compelled to try to alter Bitcoin to reassign stolen coins back to original owners? A UK court has decided that a claim brought by a liar who never owned and wasn't robbed of the coins in question is the perfect case to try this question.

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BonqDAO protocol suffers $120M loss after oracle hack

Help! I want my friction-free turbo-charged permissionless borderless decentralised autonomous power-to-the-people super money of the future back, part 97: BonqDAO

cointelegraph.com

The protocol of BonqDAO, a decentralized autonomous organization (DAO) has suffered a massive $120 million exploit after a hacker was able to change the “updatePrice” function of an oracle, which, in...

Kevin Wilbraham

@KPW1453

Detail from the Harford Farm Brooch - a C7th Anglo-Saxon disk brooch. Originally made in Kent, it was found during an excavation of an Anglo-Saxon cemetery at Harford Farm in Norfolk. On display

@NorwichCastle

#FindsFriday

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"the quality of management in British companies is the worst in the G7"

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John Turner

@ProfJohnTurner

How to fix Britain’s productivity problem - @TimHarford on the need to create institutions that allow for long-term economic planning. Love his quote from @DianeCoyle1859 @TPIProductivity on.ft.com/3HUhgD3

Benedict Evans

@benedictevans

It always amazes me how much of Fintech (let alone defi) boils down to giving Americans things that the rest of the world took for granted in the 1980s but the US banking system can’t handle.

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Biometric Identification Is Convenient But Caution Is Needed

We don’t yet know what the new etiquette in a new world of pervasive #Biometric #Identification should be. So, shouldn't we stop and think about it?

forbes.com

We cannot hold back the tide on passive biometric identification but whichever way you look at it, regulators are surely right to focus on it as being a technology with a social context that we...

Riley Hughes

@rileyphughes

"pre-Stripe, every growing internet co had a pmts team. Today, every growing internet co has an Identity team. Identity is core economic infra for online businesses." - Stripe JD* Fintech exploded in 2010s to modernize money IDtech is emerging now to modernize ID

Rory Cellan-Jones

@ruskin147

Dinner with Mr Missing Crypto Queen

@jamiejbartlett

organised by the fab

it was fascinating but I can tell you nothing - buy the book!

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We knew what to do about #cardfraud, but we don't know what to do about authorised #pushpayment #fraud.

1:02

969 views

New on Forbes: The Wallet Wars Are Not About Money, They Are About Identity bit.ly/3Rkib2R I don't have any money in my wallet, but I do have lots of identity in it.

Sber to carry out Pay Sticker user testing

Stickers are the future redux

thepaypers.com

Alan Beattie

@alanbeattie

FT style guide change just announced: "data" is now always singular, eg "The data shows that" rather than "the data show that". A red-letter day. I've been tiresomely banging on about this for decades. For anyone opposed, I'd like to know what your agendum is. cc

@lionelbarber

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“with monthly attestations provided by auditor KPMG” Well that sounds good. Wait… what is an “attestation” ? I don’t understand accounting. Paging

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RT @efipm buff.ly/40k8FAB

UK-native #stablecoin integrates into 18,000 ATMs nationwide #GBPT £-backed stablecoin (sounds like #ChatGPT) @chainyoda @cgledhill @ShaulDavidUK @dharmeshmistry @thomaspower @dgwbirch

michaelestrin.substack.com

Warning: does not constitute financial advice bit.ly/3kTShqA "Then the performers can exchange their crypto for U.S. dollars, but according to Jason, they’d be “fools” to do that because “crypto only goes up in value”'

Porn conventions are decadent and depraved (and also very mainstream)

A former porn journalist returns to the scene of the crime

Why faces created with new deepfake tools seem more real than actual photographs bit.ly/3JwMK3b So, people think that fake faces look more real the real faces. We are screwed.

New on Forbes: The Wallet Wars Are Not About Money, They Are About Identity bit.ly/3Rkib2R The transition from physical wallets to digital wallets is underway. If you think that those wallets are only about payments, I think you are seriously missing the big picture.

The Online Safety Bill is doomed to fail

The Dangerous Blogs Act is off to the Lords today

computing.co.uk

The draft legislation suffers massively from mission creep, internal contradictions and a dire lack of clear definitions

Government promises robust crypto regulation

Government promises robust crypto regulation bbc.in/3JuFvsy "new regulations to prevent so-called pump and dump, where an individual artificially inflates the value of a crypto asset before selling it" How? Since they don't know who controls wallets..

bbc.co.uk

Proposals are being set out as scandals and tumbling values raise questions about the industry's future.

Should We Force Retailers To Accept Cash? Or Anything Else? No!

People seem to think that cash is free, but it isn’t. The cost to merchants is significant & the cost to society shouldn’t be overlooked. Should we really be imposing a stealth tax on merchants by forcing them to accept cash? The answer is, frankly, no.

forbes.com

People seem to think that cash is free, but it really isn’t. The cost to merchants is significant and the cost to society should not be overlooked. So should we really be imposing a stealth tax on...

Asylum seeker working illegally as DPD driver jailed over fatal crash

Our joke of an identity infrastructure and lack of verifiable credentials are not simply an administrative inconvenience

dailymail.co.uk

A grieving family are demanding answers after a beloved grandfather died in a motorcycle crash with asylum seeker Vladimir Stratan who was worked illegally with a fake name.

The Bank of England are right. Don’t think of CBDC as a product, think of it as a platform, a platform for innovation.

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Richard Turrin

@richardturrin

#UK #CBDC conflict: #HouseofLords: "yet to hear a convincing case” #BOE: "public infrastructure with which the private sector can #innovate" #fintech #blockchain #tech #finserv @psb_dc @BetaMoroney @efipm @spirosmargaris @mikeflache @dgwbirch bit.ly/3wFEm9Z

Chase ATMs in NYC closing early over 'rising crime' and 'vagrancy'

Chase ATMs in NYC closing early over ‘rising crime’ and ‘vagrancy’ bit.ly/40eoPeL Basically, New York is passing laws to force businesses to take cash but at the same time can't stop homeless people from using ATM halls as toilets so banks are closing them.

nypost.com

Crime is making it a lot harder to get cash in New York City. You can bank on it.

The Rise of Digital Identity Wallets: Will banks be left behind? - Mobey Forum : Mobey Forum

The Rise of Digital Identity Wallets: Will banks be left behind? bit.ly/3Hl4n3h Probably. What do you think?

mobeyforum.org

Download the report: This is a report by Mobey Forum’s Digital Identity Expert Group, chaired by: Jukka Yliuntinen, Giesecke+Devrient Kevin Faragher, Interac The objective of this report is to...

Breaking Banks

@Breakingbanks1

The future of payments and identity...💭 In this episode, we're featuring the

@FuturistPodcast

's conversation with expert

about all things identity, digital assets, and the future of Crypto! 👉 bit.ly/3QYfjbB

Ordinals protocol sparks debate over NFT's place in the Bitcoin ecosystem

Ordinals protocol sparks debate over the place for NFTs in the Bitcoin ecosystem bit.ly/3wIjajH Interesting argument about NFTs on Bitcoin blockchain ("ordinals"). I don't have a dog in this fight but what I will say is this: since they will be uncensorable, watch out!

cointelegraph.com

A nonfungible token (NFT)-like application, referred to as “Ordinals” launched on Bitcoin on Jan. 21. However, debate surrounds whether meme-inspired JPEGs should exist on Bitcoin, which is currently...

Ordinals protocol sparks debate over NFT's place in the Bitcoin ecosystem

Ordinals protocol sparks debate over the place for NFTs in the Bitcoin ecosystem bit.ly/3wIjajH "'privileged wealthy whites' wanting to use JPEGs as status symbols may exclude marginalized people from participating in the Bitcoin network"

cointelegraph.com

This is interesting. NFTs on Bitcoin.

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Bitcoin News

@BitcoinNewsCom

Jan 29

BREAKING:

NFTs ON #BITCOIN Ordinals are taking up most of the BLOCKSPACE

Australia could be just two years away from becoming cashless society

Australia could be just two years away from becoming cashless society bit.ly/3HEkpXA "Independent payments market expert Lance Blockley estimated that by 2025 traditional cash would make up less than 4 per cent of total retail purchases across the country"

dailymail.co.uk

Independent payments market expert Lance Blockley has estimated that by 2025 traditional cash will make up less than 4 per cent of total retail purchases across Australia.

Steve Wilson

@Steve_Lockstep

Jan 30

Generative AI for voices and faces creates a systemic threat to remote match #biometric security systems which I just don't think is getting enough attention. twitter.com/_jfeldman/stat

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The truth about Open Payments - Consult Hyperion

did such a fantastic job changing our behaviour from Oyster to contactless card payments, but it was far from simple. In his latest blog Lawrence Sutton explains some of ‘The truth about Open Payments’

chyp.com

The Truth about Open Payments Towards the end of last year, Mobility Payments held a spirited webinar to debate the pros and cons of Open-Loop Payments in transit, with panelists from Europe,...

Replying to

I like the language in the release: "only limited information was held on this database consisting of full name, delivery and billing address(es), email address, phone number, final 4 digits (only) of payment card and/or order details"

Every day, in every way, it gets worse

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Neira Jones

@neirajones