Smart contracts auditing companies like @trailofbits @ConsenSys Diligence or @OpenZeppelin should provide insurance services for smart contracts they are confident in.
Companies and users could pay x% per year to cover potential fund losses held or managed by some contracts.
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Wouldn't the insurer be the most at risk in case of a vulnerability, since they have to refund insured parties? It's not clear to me what the unethical aspect is in this scenario, though I must admit I am not familiar with the insurance world.
