The ACA mandate is a tax driver. Not a FEE. Think about it. Mid income ppl can't afford the monthly premium so IRS taxes to take money you can't afford in 1st place.
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VOID SPECIAL EXEMPTION: The policy makers will fix only when they give up Senate/Congress exemption to ACA .(OPM rule 78 Fed. Reg. 60653-01)
End of conversation
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