By using the word, " collapsing", this media Outlet is subliminally fomenting Panic which will make the hand wringers on Wall Street run towards the exits. In the old days this was known as Market Manipulation. Drive the market values down then buy in at bargain-basement prices.
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Lower class Americans have 401ks?? I'm seeing reports that a large portion of middle class Americans don't even have them. And those WITH 401ks are only affected if they're close to retirement, otherwise it's a wash once the market bounces back.
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79% of Americans have a choice to fund a 401K plan, and in 2015, 54 million workers had funded one. Not as many participate as ought, particularly when many employers match at least the first 4%. So suggest maybe a bit more research in order before one offers criticism.
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