I gave a talk on this to some smart high school students. Their main objection was not wanting those who seem to insurers more likely to commit crimes to have to pay higher crime insurance premiums.https://twitter.com/robinhanson/status/1025853613611122688 …
U.S. credit rating is entirely financial, the Chinese social credit rating includes many non-financial signals.
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I'm okay with most any clues being used by competitive orgs who must estimate risks because they are at risk. What is the best argument somewhere that some clues should not be considered?
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People should be allowed to make social mistakes, otherwise you’ll have no biodiversity in your culture?
End of conversation
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