See you at the shoebox village pub for a drop of ale made from our tears.
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God, stop. Every time I get in a reasonable enough position to start saving, the interest rate goes down

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NZ$100K in the bank down there, paying sod all. Property plus mortgage may prove to be an option after all.
End of conversation
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I love your optimism that you will be able to afford children ...
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There once was a lady who lived in a shoe.... Some people dont know when they've got it good
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Boom, yas lower interest rates for meeee
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I gave up on term deposits ages ago. They’re nearly worthless now. Laughs through gritted teeth.
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Why did we even bother to pay off our mortgage?
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I wear a size 13 wide or a 14, which means I will have large shoeboxes suitable for housing families or groups of strangers willing to tolerate each other. I’ll take expressions of interest and also disgust as I become the first person to become a shoebox slum lord.
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Sounds like a palace!
End of conversation
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