zero

Biggest impacts on my mental health - school - work I'm sure these apply to most people. And maybe family would come in 3rd place. Why do our institutions still seemingly not value human welfare? And how can we change this?

IMO, the biggest problem is that we are still not wealthy enough as a society because your average person does not satisfy enough of other people's preferences & provide enough economic value into the system.

Hm. How do you define 'enough' - or how does the market decide I guess

And frankly, I think the market decides by wages. It's not a perfect system--it's certainly not hedonistic utilitarian & doesn't prioritize what actually matters. It's a preference-utilitarian system where higher wages approx. imply a better fulfillment of other's preferences

in a system w/ supply and demand and where scarce resources have alternative resources.

I think if everyone were interested in earning money, we'd have more of a utopia. The problem is that earning money is seen as needy and greedy rather than the honest matching of preferences via an exchange of labor/goods at a certain price.

We're already too interested in earning money bro See: unsustainable resource depletion