I know I am harsh on some of the cryptocurrency claims, but I would like to point out something very positive: the crypto API structure of push payments instead of the absurd credit card structure of pull payments is a massive step forward in several ways.
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Yeah definitely, well *outside* the banking sector actually. Feels like banks will never be able or willing to add the "programmable money" functionality of crypto.
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Any business that can get away with automatic monthly/yearly payments will try to. Creates much more stability and predictability. Instead of needing to earn every dollar, they just have to be good enough that you don't get mad and actually figured out how to cancel the damn thng
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