I know I am harsh on some of the cryptocurrency claims, but I would like to point out something very positive: the crypto API structure of push payments instead of the absurd credit card structure of pull payments is a massive step forward in several ways.
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So the point is not that you need crypto for push payments. The point is that crypto seems to be the only thing with momentum in the Americna banking sector that could make push payments ubiquitous.
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Yeah definitely, well *outside* the banking sector actually. Feels like banks will never be able or willing to add the "programmable money" functionality of crypto.
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I think push payments from a high yield crypto based wallet is potentially interesting vs push payments from a 0% checking account. Maximize your earnings between bills that way
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