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cmuratori's profile
Casey Muratori
Casey Muratori
Casey Muratori
@cmuratori

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Casey Muratori

@cmuratori

I'm worried that the baby thinks people can't change.

Seattle
caseymuratori.com
Joined March 2009

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    Casey Muratori‏ @cmuratori Sep 20

    I know I am harsh on some of the cryptocurrency claims, but I would like to point out something very positive: the crypto API structure of push payments instead of the absurd credit card structure of pull payments is a massive step forward in several ways.

    1:14 AM - 20 Sep 2021
    • 3 Retweets
    • 91 Likes
    • PabloLlamaLang Jack Chris Sheehan Robin Van den Broeck Eto Demerzel Ivan Braidi Luke Fielke Ashkan Saeedi Mazdeh Michael Yagi | Ikigai
    9 replies 3 retweets 91 likes
      1. New conversation
      2. Casey Muratori‏ @cmuratori Sep 20

        Push payments improve security by not giving any intermediaries information they could use to take money - there is no "credit card number" exchanged, so there is nothing to leak or steal.

        3 replies 0 retweets 20 likes
        Show this thread
      3. Casey Muratori‏ @cmuratori Sep 20

        I have been wishing that credit card companies would switch to push payments for, oh, I don't know - twenty years? And they are completely uninterested in that, preferring instead to do useless things like embedding chips into their physical cards.

        4 replies 0 retweets 18 likes
        Show this thread
      4. Casey Muratori‏ @cmuratori Sep 20

        So here's hoping the crypto wave, whatever becomes of it, at least brings about a switch to push payments. Because it's the right design, and it's ridiculous that we still haven't gotten it from traditional banking.

        4 replies 0 retweets 42 likes
        Show this thread
      5. End of conversation
      1. Jace Cear‏ @JaceCear Sep 20
        Replying to @cmuratori

        I have no idea how any of the two work, but from what you're saying it definitely *sounds* better. 😅

        0 replies 0 retweets 2 likes
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      1. New conversation
      2. Naxnirus‏ @naxnirus Sep 20
        Replying to @cmuratori

        What is the difference between push payments & pull payments?

        2 replies 0 retweets 6 likes
      3. Panta‏ @thepanta82 Sep 20
        Replying to @naxnirus @cmuratori

        I am curious too. Any online resource about this?

        1 reply 0 retweets 0 likes
      4. Show replies
      1. New conversation
      2. Simon Farre‏ @farre_x Sep 20
        Replying to @cmuratori

        I couldn't agree more. The individual pieces of technologies in CC might be great and your example shows this perfectly. It's the mythology around CC that annoys me, as I've said in previous threads i believe. I wonder why pull payments is the MO?

        1 reply 0 retweets 1 like
      3. Simon Farre‏ @farre_x Sep 20
        Replying to @farre_x @cmuratori

        My knee jerk response is "has to do something with extracting more profits for nothing" but, I have too little insight to claim this as even remotely true.

        1 reply 0 retweets 1 like
      4. Show replies
      1. New conversation
      2. Dykam‏ @ItsDykam Sep 20
        Replying to @cmuratori

        90% of the payments I do here are I think technically pushed based, it might be inherent to Maestro. We don't used credit cards much, and the only real damage you can do with my account number is send me money. So the tech is already out there.

        1 reply 0 retweets 2 likes
      3. Jan aka Sordid‏ @JanSordid Sep 20
        Replying to @ItsDykam @cmuratori

        Same for me, in Germany many people use EC/Maestro. I do not even own a credit card anymore, was only necessary for me to have that for kickstarter, since they do not support EC, IBAN or PayPal payment

        1 reply 0 retweets 2 likes
      4. Show replies

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