Absolutely!
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The financial crisis in 2008 began in 2007 with a crisis in the subprime mortgage market in the US - due to home mortgages being given to those w/“less than stellar credit” starting in 1999. If not for that error, we might not be talking about the CFPB.https://mobile.nytimes.com/1999/09/30/business/fannie-mae-eases-credit-to-aid-mortgage-lending.html …
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And look! Now



JPMorganChaseCitiGoldmanBofAWellsFargoFED
is just #trembling in fear of the great@CFBP regulators!!!

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