This is a false assumption It's entirely driven by monetary policy, not "apps"https://twitter.com/adamludwin/status/888172513271742465 …
actually $DSH is more digital cash than Bitcoin nowadays. and it has no scaling drama 
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Money a store of value as well as medium of exchange (& potential means around prohibited/regulated transactions). Willingness to hold ...
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... a function of, among other things, expectations of monetary policies.
End of conversation
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