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Bankruptcies are inevitable if our law forces businesses to shutdown and stop earning revenue while not also providing relief from expenses such as rent, loan, or lease payments. If the law requires revenue suspension, it should also provide an Expense Holiday.
If we require business shutdowns without an Expense Holiday, the result is that tenants go broke while landlords' and bank's earnings are protected. The current practice protects banks, landlords, and financiers at the expense of everyone else. This is not equitable.
Our priorities are wrong. The law should not force debtors to go bankrupt while protecting creditors. If shutdown orders prohibit debtors from earning money, then creditors should be required to forego receiving debt payments.
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