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"her health insurer, would only cover $3,830.79 of that — an amount that it thought was fair for the services provided." - If the insurer thinks it's fair and the hospital thinks it's not, let them figure it out together. Isn't there a law for these emergency costs?
Only recently, and only in certain states, is surprise billing disallowedhttps://www.huffpost.com/entry/surprise-no-more-balance-billing-from-docs-in-california_n_59567da0e4b0da2c73232bd7 …
