Planning to make a big tax payment in April makes sense if you're a large-scale enterprise where financing costs matter. But not worth the effort for an ordinary workaday taxpayer.
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Most people don’t know this.
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No one I know was excited as I needed them to be when I told them we got a refund of exactly $10 this year
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I used to get a larger refund because I don't make much money but I have a mortgage, so it benefitted me to itemize. Now the standard deduction has been raised to the point us working class folks with mortgages don't need to itemize, and that's good.
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Ideally, it’s best to owe a little. It means you received an interest-free loan provided by the government.
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