I'm fine with mandating coverage, but not with requiring insurers to ignore pre-existing conditions in the premiums they charge. Some people with pre-existing conditions can afford to pay higher premiums. Government subsidies can focus narrowly on those who can't. https://twitter.com/EWErickson/status/1309478462353297408 …
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Healthcare policy should take as its starting point that we want as many people as possible to be able to pay for their own healthcare, and as few as possible to be dependent on the government.
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And anyone who has established self-pay relationships with the healthcare providers and pharmacists recognizes that there are *significant* inflations resulting when buyers and sellers are alienated from each other in these exchanges.
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as someone who had a $200K bill for surgery prior to even beginning an 8 month chemo/radiation treatment, i'm confident in assuming the the pool of people who can regularly afford escalated premiums due to preexisting conditions is pretty darn small.
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Some 25 years ago, my brother had a stroke at the age of 36. The only insurance he was offered was $37,000 a year. My cousin was well insured, got breast cancer, and was dropped by her insurance co. Who is not being realistic?
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