On the one hand, there's a lot of garbage social-science literature on this & many other topics. On the other hand, just because something is difficult to identify reliably with the tools of social science does not mean it does not exist.https://twitter.com/AlexNowrasteh/status/1165291968194387968 …
The issue is often perceived rather than actual incentives, but while incentives matter, we are not solely homo economicus.
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Having worked for 10 years as in-house counsel for a bank; I am aware our global financial system rests on the willingness of society to use armed men & women to dispossess residents from their homes for nonpayment of mortgage debt.
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Not all incentives are monetary, but using a “social cohesion” is just a placeholder term that means “we don’t understand.” Unless it’s another word for institutions.
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