Nothing says "I don't want your money" like requiring Verified by Visa for a purchase.
@colin_leroy @pphaneuf I'm deeply skeptical of this. Do you have experimental data showing it's a net gain over just requiring CVV?
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@avibryant Can't share details, but in France at least fraud exists and represent 5% of sales, unless using VbV (or 3Dsecure)@pphaneuf -
@avibryant Stopping manual verification lead to increase in fraud rate; & manual checks are badly perceived by customers.@pphaneuf
End of conversation
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