@avibryant Sadly, from a e-commerce POV, nothing says "Free stuff, come & rip me off" like not requiring Verified by Visa... @pphaneuf
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@colin_leroy@pphaneuf I'm deeply skeptical of this. Do you have experimental data showing it's a net gain over just requiring CVV? -
@avibryant Can't share details, but in France at least fraud exists and represent 5% of sales, unless using VbV (or 3Dsecure)@pphaneuf -
@avibryant Stopping manual verification lead to increase in fraud rate; & manual checks are badly perceived by customers.@pphaneuf
End of conversation
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@avibryant Nothing says “card companies want to push risk onto the consumer and will strong arm retailers to do so” like Verified by Visa.Thanks. Twitter will use this to make your timeline better. UndoUndo
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@avibryant@jrburke I knew people close to that project internally. They described it as "poisonous"Thanks. Twitter will use this to make your timeline better. UndoUndo
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@avibryant I know! And that's before you get onto the whole "teach folk to be phished" aspect of it.Thanks. Twitter will use this to make your timeline better. UndoUndo
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@avibryant unless you're in Germany, where to just make a bank transfer online you need a randomized code sent to you by snail mail.Thanks. Twitter will use this to make your timeline better. UndoUndo
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