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aurabogado's profile
Aura Bogado
Aura Bogado
Aura Bogado
Verified account
@aurabogado

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Aura BogadoVerified account

@aurabogado

Reporter @reveal covering immigration. Dodgers fan. Misser of the 15" of hair I recently donated. Seed saver. Occasional bead worker. Amateur cancer haver.

Oakland, CA
Joined July 2008

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    1. Aura Bogado‏Verified account @aurabogado Feb 15

      “The analysis – independently reviewed and confirmed by The Associated Press – showed black applicants were turned away at significantly higher rates than whites in 48 cities, Latinos in 25, Asians in nine and Native Americans in three.”https://www.revealnews.org/article/for-people-of-color-banks-are-shutting-the-door-to-homeownership/ …

      9 replies 120 retweets 90 likes
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    2. Pensive Peppars‏ @GangstaDatabase Feb 15
      Replying to @aurabogado

      I sure got the run around when I tried to buy a home in SLO County in CA...the bank tried to force me to insure the home up to the cost of the note (as opposed to the cost to rebuild which is illegal)...and it was a VHA loan.

      1 reply 1 retweet 2 likes
      Aura Bogado‏Verified account @aurabogado Feb 15
      Replying to @GangstaDatabase

      If you get a chance, text LOAN to 202-873-8325 to see how your experience matches up with my colleagues found...

      9:50 AM - 15 Feb 2018
      • 1 Like
      • Pensive Peppars
      7 replies 0 retweets 1 like
        1. Pensive Peppars‏ @GangstaDatabase Feb 15
          Replying to @aurabogado

          @usaa has loan officers that purposely malinger on federally backed loans. They do not want to do deals with certain people but they do not want to violate the letter of the law either...they are obstructionist when it comes to lending to people of color.

          0 replies 0 retweets 0 likes
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        1. Pensive Peppars‏ @GangstaDatabase Feb 15
          Replying to @aurabogado

          @usaa also malingered in busting my timeline to close. I purposely set up 45 day close (beyond the standard 30) because I knew they would pull some racist stuff and hide behind policy...I would not recommend them for home loans.

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        1. Pensive Peppars‏ @GangstaDatabase Feb 15
          Replying to @aurabogado

          @usaa also asked my employer if I made less money working from home...only because I told them that I telework as a programmer...again felt like they were fishing for reasons to deny me

          0 replies 0 retweets 0 likes
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        1. Pensive Peppars‏ @GangstaDatabase Feb 15
          Replying to @aurabogado

          @usaa asked to see my transcripts for my doctorate degree...I found that to be insulting and demeaning...it had nothing to do with my ability to repay a loan...on top of that I am a veteran.

          0 replies 0 retweets 0 likes
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        1. Pensive Peppars‏ @GangstaDatabase Feb 15
          Replying to @aurabogado

          Anyone looking for a lender in San Luis Obispo County needs to stay away from Marc Coons...he is a crook. He works with Caliber Home Loans. He illegally accessed my credit report.

          0 replies 0 retweets 0 likes
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        1. Pensive Peppars‏ @GangstaDatabase Feb 15
          Replying to @aurabogado

          The seller's agent made it a point to add chargeson top of services rendered...for example, the painter charged $400 and I got a bill for $500 in escrow...I discovered this after backing out of the deal at the last monent and I reached out to vendors to pay them.

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        1. Pensive Peppars‏ @GangstaDatabase Feb 15
          Replying to @aurabogado

          I filed a complaint with CFPB and a state agency. I still have the emails of when the loan processor was adamant...even when I cited her the CA Code that explcitly forbids that...I even had my insurance company @USAA call her...

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