Everytime I walk into a bank these days, it feels like I have a protracted conversation with the devil. And then their ATMs don't work.
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Don't write this off as insignificant, by radically changing their biz model, banks incentivized the public to carelessly spend & share data
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Lately, banks cascaded their data requirements to an absurd degree. A clerk actually lied to get me to sign off on one of their processes
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And don't get me started on physical card security. I thought transactions were better protected in Europe, boy was I wrong.
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There's absolutely no reason whatsoever for card companies to print out the CVV2 code on the back of their plastic, it incentivizes theft.
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On that note, I successfully resisted having credit cards for over a decade. Managed fine with shopping & trips abroad, despite challenges.
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Lastly, phone banking is laughably insecure, but try to point that out to a banker. They're unaware of security essentials. 1-time pads, yo.
End of conversation
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