Memo to Putin: When Americans commit suicide for insurance $, they don't mention it in the note. http://www.chicagotribune.com/news/local/politics/ct-peter-smith-death-met-0713-20170713-story.html …pic.twitter.com/8kxWpDeoes
Mad genius, comedian, actor, and freelance voiceover artist broadcasting from the distant shores of Lake Erie (he/him)
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Memo to Putin: When Americans commit suicide for insurance $, they don't mention it in the note. http://www.chicagotribune.com/news/local/politics/ct-peter-smith-death-met-0713-20170713-story.html …pic.twitter.com/8kxWpDeoes
I'm guessing Russians need to brush up on their knowledge of suicide laws over here.
First rule if you're going to commit suicide for life insurance: don't leave a note saying so.
Yup, also almost all insurance policies have anti suicide clauses in them.
FYI the standard time limit for a suicide exclusion is two years after the policy start date. This is a matter of state law
If you've held the policy longer than two years, the policy pays out. There's nothing illegal about it
It's an NAIC model law that was adopted by the majority of states, which means insurance companies usually build it into their contracts
Thanks. Interesting. Still hard to believe a suicide would 1. want to mention it and 2. risk complicating claims filing for beneficiary.
*shrug* If you read a typical life insurance policy it's a clause written right into the contract so it shouldn't complicate anything
I used to work in compliance for an insurance company, this was part of my job
In any case who knows what goes through the mind of a suicidal person but reassuring loved ones it wasn't their fault isn't uncommon
"I offed myself so you'd get a $5 mil payday, hon" doesn't sound that reassuring to me.
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