Hey everyone: The standard life insurance suicide exclusion clause is two years after the start date of the policy
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WHAT? Why have I been holding on all this time? /dies
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This is a matter of state law/regulation, not individual insurance companies. So it's most/all life policies, not "some"
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Insurance law is a tangled mass of spaghetti code, so sure don't take anything for granted w/o reading an insurance contract
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33 states have adopted the 2 yr exclusion in their law. 2 or 3 have 1 yr max. I don't think any companies sell unlimited exclusions anywr.
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