The 401(k) is savings, the equity in the house is savings, the extra $7K is gravy and it'd be $13K if they took one less vacation https://twitter.com/reformedbroker/status/845251220038193152 …
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This doesn't make any sense, by any measure including their own measure they have more than enough
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but they're 'problem' is they aren't 'f*** you I'm rich'.
End of conversation
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who the hell has $7k sitting around anyways?
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Almost $2K a month on food for 2 adults & 2 children?
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and most of the potential events that 10k is to cover are already covered... so it really is just a bullshit line...
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