One of the important things abt essential coverage is being harassed abt defining coverage as covering actual costs
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And which, if people could actually do it consistently and accurately, would make many of them not need insurance
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also it assumes everyone went to med school. There is no real way for a non-doc to even judge what's necessary in the moment.
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'If I save up a little, this year I could be in that fender-bender I've been planning.'
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