The actual answer to "What's left after you eliminate essential coverage?" is nothing - those old "mini-med" plans didn't provide "coverage"
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Paul Ryan is all about the idea that for some person's "needs" the very low premium + the absurdly useless indemnity is the "right choice"
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Even if the actual math done by the actual actuaries at the company says otherwise, which is the whole damn reason they're selling it
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tax subsidy does a lot of us no good. I recall when a workplace trumpeted that we could now contribute 80% of salary to 401k
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how many of us could LIVE on 20% of our take home pay? 0. I had just decreased my contribution because widowed.
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