Random thing I actually know: current law actually bans insurers providing "throw-ins" (inducements) above a de minimis lvl @mattyglesias
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"Perks" offered by insurers have to be under carve-outs specifically provided for (i.e. "wellness benefits" for health insurers)
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gym membership and massage with a 20k deductable, eye exam & glasses w 30k deductable not covering rx
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