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arthur_affect's profile
Arthur Chu
Arthur Chu
Arthur Chu
Verified account
@arthur_affect

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Arthur ChuVerified account

@arthur_affect

Mad genius, comedian, actor, and freelance voiceover artist broadcasting from the distant shores of Lake Erie (he/him)

Broadview Heights, Ohio
arthur-chu.com
Joined August 2009

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    1. Arthur Chu‏Verified account @arthur_affect 5 Jan 2017
      Replying to @arthur_affect

      This may be assholish but if your personal financial plan depended on steady growth in your home equity, you shouldn't have done that

      2 replies 0 retweets 19 likes
    2. Arthur Chu‏Verified account @arthur_affect 5 Jan 2017
      Replying to @arthur_affect

      There is no actual reason for the value of land to keep rising. That doesn't make sense. That's an artificial bubble we keep pumping up

      3 replies 1 retweet 15 likes
    3. Arthur Chu‏Verified account @arthur_affect 5 Jan 2017
      Replying to @arthur_affect

      It popped catastrophically in 2009 and our immediate response was to begin re-inflating it

      1 reply 0 retweets 10 likes
    4. Arthur Chu‏Verified account @arthur_affect 5 Jan 2017
      Replying to @arthur_affect

      Houses aren't there to invest in, they're there to live in. Housing prices being cheaper ought to be good just like food being cheaper

      3 replies 8 retweets 41 likes
    5. Arthur Chu‏Verified account @arthur_affect 5 Jan 2017
      Replying to @arthur_affect

      I think if a drop in real estate values on a time scale of less than ten years seriously affects you, you should've kept renting

      1 reply 0 retweets 9 likes
    6. Arthur Chu‏Verified account @arthur_affect 5 Jan 2017
      Replying to @arthur_affect

      The advice I was given was to assume you won't be able to sell your house ever and ask yourself if buying it still seems like a good idea

      1 reply 1 retweet 12 likes
    7. Arthur Chu‏Verified account @arthur_affect 5 Jan 2017
      Replying to @arthur_affect

      Buying with the flip in mind is bad. It's a major personal risk (regardless of what the govt does) and en masse it's bad for society

      1 reply 1 retweet 8 likes
    8. Arthur Chu‏Verified account @arthur_affect 5 Jan 2017
      Replying to @arthur_affect

      If you bought your house to live in and not to use as a financial instrument then prices dropping is good news! Less property tax!

      3 replies 1 retweet 12 likes
    9. Arthur Chu‏Verified account @arthur_affect 5 Jan 2017
      Replying to @arthur_affect

      Lower insurance premiums! Less estate tax to pay when you die and your kids get it! (Assuming it's a very nice house)

      1 reply 0 retweets 5 likes
    10. Arthur Chu‏Verified account @arthur_affect 5 Jan 2017
      Replying to @arthur_affect

      It's like Warren Buffett saying that if you really like a company its stock price falling is good news

      1 reply 0 retweets 4 likes
      Arthur Chu‏Verified account @arthur_affect 5 Jan 2017

      Just like if you really like hamburgers it's good news if hamburgers get cheaper

      7:17 PM - 5 Jan 2017
      • 5 Likes
      • 🐮Lone Tech and Cub🐭 Alison Yoder Tad Springtime Scent KeMiRo - Accepting Commissions! CerealForDinner
      2 replies 0 retweets 5 likes
        1. New conversation
        2. Arthur Chu‏Verified account @arthur_affect 5 Jan 2017
          Replying to @arthur_affect

          The fact that weve made home buying investment, not consumption, in people's minds is bad

          1 reply 2 retweets 8 likes
        3. Arthur Chu‏Verified account @arthur_affect 5 Jan 2017
          Replying to @arthur_affect

          Encouraging people to put way too much money into a house and assume a HELOC will always let them pull it out is very very bad

          2 replies 1 retweet 8 likes
        4. Show replies
        1. Chris Rywalt  💬‏ @ChrisRywalt 5 Jan 2017
          Replying to @arthur_affect

          Every time the supermarket puts my brands on sale it's bad because then everyone else buys them all and leaves none for me.

          0 replies 0 retweets 0 likes
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