ppl get in big fights over this & it doesn't matter that much as long as you're using some kind of retirement acct
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btw
@HelloTheFuture does personal finance stuff full time and is coolThanks. Twitter will use this to make your timeline better. UndoUndo
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I have a small amount of student debt but only for the purposes of building credit (I'm in a funded phd program)
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and bc not owing anyone anything was starting to make it hard to do things that required electronic identity verification
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