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arthur_affect's profile
Arthur Chu
Arthur Chu
Arthur Chu
Verified account
@arthur_affect

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Arthur ChuVerified account

@arthur_affect

Mad genius, comedian, actor, and freelance voiceover artist broadcasting from the distant shores of Lake Erie (he/him)

Broadview Heights, Ohio
arthur-chu.com
Joined August 2009

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    1. Leah Likes Dogs‏ @LeahLikesDogs 21 Dec 2016

      Who wants to explain Roth IRAs to me

      3 replies 0 retweets 2 likes
    2.  💃🏻 Cool Wine Aunt  🍷‏ @twirlthat 21 Dec 2016
      Replying to @LeahLikesDogs

      Your income gets taxed, dollars go into Roth, it cooks and grows until... age 59.5? Unsure if early withdraw incurs penalty.

      1 reply 0 retweets 1 like
    3.  💃🏻 Cool Wine Aunt  🍷‏ @twirlthat 21 Dec 2016
      Replying to @twirlthat @LeahLikesDogs

      I started funding a Roth then switched when I read this: http://www.madfientist.com/retire-even-earlier/ …

      1 reply 0 retweets 0 likes
    4. Leah Likes Dogs‏ @LeahLikesDogs 21 Dec 2016
      Replying to @twirlthat

      If I don't make very much $ w/no employer retirement what's the takeaway of this article as it relates to where to put my $

      1 reply 0 retweets 0 likes
    5.  💃🏻 Cool Wine Aunt  🍷‏ @twirlthat 21 Dec 2016
      Replying to @LeahLikesDogs

      Sorry, that article has more noise than I wanted. Pre-tax accounts grow money more than Roth since more goes in. When you...

      1 reply 0 retweets 1 like
    6.  💃🏻 Cool Wine Aunt  🍷‏ @twirlthat 21 Dec 2016
      Replying to @twirlthat @LeahLikesDogs

      take money out, you will be in a lower tax bracket than when you were making money, probably. So you keep more money.

      2 replies 0 retweets 1 like
    7. Arthur Chu‏Verified account @arthur_affect 21 Dec 2016
      Replying to @twirlthat @LeahLikesDogs

      ppl get in big fights over this & it doesn't matter that much as long as you're using some kind of retirement acct

      1 reply 0 retweets 1 like
    8. Arthur Chu‏Verified account @arthur_affect 21 Dec 2016
      Replying to @arthur_affect @twirlthat @LeahLikesDogs

      but if (big if) you're maxing out your contribution, the Roth contribution is objectively more money

      1 reply 0 retweets 1 like
    9. Arthur Chu‏Verified account @arthur_affect 21 Dec 2016
      Replying to @arthur_affect @twirlthat @LeahLikesDogs

      also with a Roth you can take money back out up to the amount you put in without incurring penalties

      2 replies 0 retweets 1 like
    10. Arthur Chu‏Verified account @arthur_affect 21 Dec 2016
      Replying to @arthur_affect @twirlthat @LeahLikesDogs

      it sounds like since Leah is in a low tax bracket rn the Roth is prolly better for her

      2 replies 0 retweets 1 like
      Arthur Chu‏Verified account @arthur_affect 21 Dec 2016
      Replying to @arthur_affect @twirlthat @LeahLikesDogs

      that article was aimed at ppl w relatively high-paying jobs who hope to save enough to retire in the near future

      8:41 AM - 21 Dec 2016
      • 1 Like
      • Leah Likes Dogs
      0 replies 0 retweets 1 like

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