The last time I had a Wells Fargo acct I had no choice bc my employer contracted with them to provide my HSA https://twitter.com/hhavrilesky/status/806638599949012992 …
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(Example: the "easy" choice for 401k they give you is always the target date fund, Retire in 2050 or whatever)
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(Which sure fine but that one always no fail has the biggest expense ratio, sometimes by a factor of like 10-20)
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