The last time I had a Wells Fargo acct I had no choice bc my employer contracted with them to provide my HSA https://twitter.com/hhavrilesky/status/806638599949012992 …
And involved a fair bit of research to find an HSA admin I liked better, not common knowledge
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And WF did turn up the heat trying to sell me on how much easier it would be to have my primary bank acct and my HSA in the same place
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Ppl who talk abt how IN THEORY 401ks and HSAs are free market systems have no idea how this works
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