When ppl ask "How do big banks compete against local credit unions despite being often more expensive and worse" it's shit like that
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Oh and after I left my job I was able to move the money out of the WF HSA but it was a very confusing and annoying process
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I'm in a bind, because if I close my credit card with them my credit will plummet, and I JUST got it healthy.
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that's one of the more ridiculous things about """credit history."""
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