The fact that they're not really officially professional contractors, interestingly, is apparently why Sam is as broke as he is (Describing the whole Avenger thing as relying on "goodwill")
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The boat's clearly a bad investment but if you're making enough money at your day job to keep making payments on the boat then that shouldn't really be the bank's primary concern (A mortgage on a home is a loan on an asset that makes no money at all)
End of conversation
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Also weird since it was the bank their parents worked with. Like their family has a history with that family.
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