I don't really see putting your money in an index fund as "gambling" more than buying investment properties Individual stock picking absolutely is gambling though
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And how much value "a place to live" has is completely dependent on the three Ls of real estate (location, location, location) Sure, taking my deal might mean you no longer have to pay rent But if the house is someplace you can't get a job, it probably leaves you way worse off
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Assuming a functioning government, true freedom is a property and enough tax free income to pay the property tax. A house in a poor location might have low value, but also has low taxes. A minimalist lifestyle is not for everyone, but it is an option.
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