I don't really see putting your money in an index fund as "gambling" more than buying investment properties Individual stock picking absolutely is gambling though
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Because I would probably be doing it to get rid of the house and save money, because a really bad house is a massive legal liability, a white elephant Houses *cost money* in terms of property tax and required upkeep (without which they can be condemned and the owner fined)
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And how much value "a place to live" has is completely dependent on the three Ls of real estate (location, location, location) Sure, taking my deal might mean you no longer have to pay rent But if the house is someplace you can't get a job, it probably leaves you way worse off
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