I don't really see putting your money in an index fund as "gambling" more than buying investment properties Individual stock picking absolutely is gambling though
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Picking a neighborhood/house that will show significant appreciation until the time you're ready to move out is certainly possible but it's gambling just like picking stocks And your own personal life strongly affects that gamble (being forced to move too early)
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From what i understand real estate generally isnt that good of an investment if you want to actually make money. It's good if you want to live in your house. Houses dont generally go up in value outside of market forces and take a lot of effort and money to maintain.
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