I don't really see putting your money in an index fund as "gambling" more than buying investment properties Individual stock picking absolutely is gambling though
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When most people think about equity in their house as an investment they're thinking about taking out loans or a HELOC or whatever That's not income, that's going into debt, and thinking of it as income is very dangerous and got our economy where it is today
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True, but if it’s done well, leveraging equity on property is no more risky than any other type of loan, and unfortunately capital is required for anything in our economic system. I agree about not treating it like debt, which it definitely is, though.
End of conversation
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