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arthur_affect's profile
Arthur Chu
Arthur Chu
Arthur Chu
Verified account
@arthur_affect

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Arthur ChuVerified account

@arthur_affect

Mad genius, comedian, actor, and freelance voiceover artist broadcasting from the distant shores of Lake Erie (he/him)

Broadview Heights, Ohio
arthur-chu.com
Joined August 2009

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    1. M_P  😶‏ @Reroot_Flyover 9 Nov 2020
      Replying to @BetaDecayPlus @arthur_affect and

      Or retroactively not bearing the burdens TODAY of actions taken previously knowing there was real downside risk. The perspective shifts as it relates to time but the implications of what is morally hazardous do not.

      1 reply 0 retweets 1 like
    2. Beta‏ @BetaDecayPlus 9 Nov 2020
      Replying to @Reroot_Flyover @arthur_affect and

      I don't even know how to respond to that, what exactly are you trying to talk about? You do know that a moral hazard isn't meant to be a threat to morality, right?

      2 replies 0 retweets 7 likes
    3. Arthur Chu‏Verified account @arthur_affect 9 Nov 2020
      Replying to @BetaDecayPlus @Reroot_Flyover and

      Considering that nobody actually predicted COVID-19, specifically, would happen or based their "lifestyle choices" on it he's obviously not talking about COVID-19 specifically but the general principle that fat people are entitled to healthcare

      1 reply 1 retweet 14 likes
    4. Arthur Chu‏Verified account @arthur_affect 9 Nov 2020
      Replying to @arthur_affect @BetaDecayPlus and

      "Moral hazard" is a term from the insurance industry and its most direct application to this situation is the justification for rejecting health insurance applications from fat people by labeling obesity a "pre-existing condition"

      1 reply 2 retweets 17 likes
    5. Arthur Chu‏Verified account @arthur_affect 9 Nov 2020
      Replying to @arthur_affect @BetaDecayPlus and

      On the grounds that it's not fair to "force" thin people to pay for fat people's expensive health problems, and if fat people know they won't be able to get insurance if they're fat it'll motivate them to lose weight This is a very popular opinion among evil shitheads

      1 reply 1 retweet 32 likes
    6. This Tweet is unavailable.
    7. Arthur Chu‏Verified account @arthur_affect 9 Nov 2020
      Replying to @Buffaloompa @BetaDecayPlus and

      The part where it's bad for crunching the numbers because "healthy" people have to pay for "unhealthy" people is called adverse selection The part where they worry this may actually increase the level of fatness in the population is what's called moral hazard

      2 replies 0 retweets 11 likes
    8. M_P  😶‏ @Reroot_Flyover 9 Nov 2020
      Replying to @arthur_affect @Buffaloompa and

      To suggest the concept of moral hazard stay frozen in the realm of insurance actuaries is silly. It has a much broader application in public policy and you must know this. But keep wandering...

      2 replies 0 retweets 0 likes
    9. This Tweet is unavailable.
    10. Arthur Chu‏Verified account @arthur_affect 9 Nov 2020
      Replying to @Buffaloompa @Reroot_Flyover and

      Well, no, the term "moral" is there for a reason In the history of the insurance industry it was used specifically to distinguish "moral hazard" from "adverse selection" -- moral hazard isn't just bad for your company's profits but bad for all of society

      1 reply 0 retweets 1 like
      Arthur Chu‏Verified account @arthur_affect 9 Nov 2020
      Replying to @arthur_affect @Buffaloompa and

      It's about the idea that an insurance company has a moral responsibility not to issue insurance policies that cause the level of risky behavior to go up Originally applied to people burning down buildings to commit insurance fraud

      2:08 PM - 9 Nov 2020
      • 2 Likes
      • Hoydenne Beta
      1 reply 0 retweets 2 likes
        1. Beta‏ @BetaDecayPlus 9 Nov 2020
          Replying to @arthur_affect @Buffaloompa and

          I remember it being applied to bailing out banks back in 2008 as well, since it shielded them from bankruptcy and passed the cost directly back to the people the bank was preying on.

          0 replies 0 retweets 3 likes
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