Unfortunately you will hear suicidal individuals say the same thing.
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(It's the exact opposite, it's far too difficult for people who could benefit from having life insurance to afford it and qualify for it and meanwhile the industry makes most of its money preying on millionaires trying to dodge taxes)
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I mean, if nothing else, the cynical capitalist view of things is that the bad thing about insurance companies is their incentive is to try to avoid paying big claims as much as possible Even a small outbreak of suicides for insurance money would bankrupt them
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Unfortunately the sales side of the business can be legendarily scummy, since the salesperson's incentive is always to try to sell the policy for as much money as possible My job used to be looking for red flags to try to get such salespeople's license pulled
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