Unfortunately you will hear suicidal individuals say the same thing.
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Someone who makes $40k a year taking out a policy worth $2 million in and of itself is a red flag for insurance fraud and gets you investigated (Usually nothing as elaborate as faking your death to claim a payout, it's usually an insurance salesman trying to juice their numbers)
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I mean, fairly well? I used to work in the industry and believe me I don't have a rosy picture of the industry at all but the biggest problem with it is absolutely not a rash of massive claims being paid due to murders and suicides
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