Unfortunately you will hear suicidal individuals say the same thing.
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Most families that actually need life insurance the most based on the idea of what life insurance is supposed to do don't have any, at all Poor families with several kids surviving on the parents' income where if one parent dies or is unable to work they're completely fucked
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Meanwhile the biggest profit margins in the life insurance industry are selling permanent insurance to wealthy retirees who already straight up have a huge estate they're going to give to their spoiled wealthy children With the whole thing just being an elaborate tax dodge
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Need better and more abundant financial literacy as well as benefits not tied to employment. Unfortunate byproduct of COVID-19 is that those dying are disproportionately the poor and uninsured.
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